Built for independents
Business bankingfor solopreneurs.
Accept payments in 80+ currencies, organize expenses, and run your business from one calm financial workspace. No company setup required.
USD, CAD, EUR and USDC in one balance view
Built for How You
Actually Work
Traditional banking was designed for corporations. You deserve something different.
International Client Payments
Your best client is in Europe but PayPal charges 5.5% for international transactions. They pay in EUR, you get less in USD after fees.
No Business Entity
Traditional business banking requires an LLC. You're a freelancer, not ready for that overhead.
Business Card Without Credit Check
You need a business card but don't want personal liability. Every card asks for revenue history and credit score.
Tax Mess
January comes and you have 2,000 mixed personal-business Venmo transactions. Your accountant charges extra to sort through it all.
Currency Headaches
Client pays in GBP, Wise converts, transfers to your bank, fees at every step. Weeks later, you get 90% of what was sent.
Payment Integration
You built a SaaS product but don't want to deal with Stripe's complexity. You just want a checkout link that works globally.
Everything You Need
To Run Your Business
One platform. No patchwork of tools. No LLC required.
Payment Links & Invoicing
Get Paid From Anywhere
Create payment links in seconds. Accept payments in 80+ currencies. 0.5% fee vs. PayPal's 5%+. Instant settlement to your Blaze account.
Global Business Account
Multi-Currency Virtual Accounts
Receive payments locally in USD, EUR, MXN, BRL. Your clients pay in their currency with no international wire fees. FDIC insured.
Business Cards
Virtual & Physical Cards
Earn rewards on business expenses. Easy expense categorization. No credit check, no personal guarantee. Spending limits you control.
Payment Workflows
Automated Client Billing
Create payment links, schedule recurring invoices, and keep every client payment organized. Connect an API later if you need it.
Tax-Ready Books
Automatic Categorization
Every transaction auto-categorized. Export to your accountant. 1099/tax form generation. No more expense nightmares.
See Yourself
Here
Real scenarios. Real savings. See how Blaze works for people like you.
A freelance developer invoicing an international client
You finish a project for a client in Germany. They owe you €5,000.
Traditional Way
- 1Client sends EUR wire transfer
- 2Your bank converts at unfavorable rate
- 3$25 wire fee + 3% conversion markup
- 4Wait 3-5 business days
- 5Receive $5,100 (should be $5,400)
You receive: $5,100
With Blaze
- 1Send Blaze payment link via email or Slack
- 2Client pays €5,000 via card or bank transfer
- 30.5% fee applied ($25)
- 4Instantly credited to your Blaze USD account
- 5Total time: 2 minutes
You receive: $5,370
$270 more in your pocket, 3 days faster
A Plan That
Grows With You
Start free. Add features as your business grows. No LLC required, no hidden fees.
Starter
Perfect for getting started
- Basic business account
- Unlimited payment links
- 1 virtual card
- Accept payments in 80+ currencies
- 0.5% payment processing fee
- Basic expense tracking
Best for: Side projects, occasional freelancing
Pro
For serious solopreneurs
- Everything in Free, plus:
- Physical card (shipped)
- API access & webhooks
- Priority support
- Advanced expense categorization
- Multi-currency virtual accounts
- 1099 tax form generation
Best for: Full-time freelancers, indie devs
Premium
For teams and growing businesses
- Everything in Pro, plus:
- Team member accounts
- Higher transaction limits
- Custom integrations
- Dedicated support
- White-label payment pages (coming soon)
Best for: Small agencies, growing startups
Tell Blaze what to do.
It handles the steps.
Automate routine money work in plain language. You stay in control while Blaze checks the details, follows your rules, and keeps every action visible.
Reviewing invoice details
Pay Brightside Studio invoice #0847 for $4,200
Check the invoice is in progress.
How We
Compare
See how Blaze stacks up against the tools you already know.
Domestic Payment Fee
Blaze
0.5%
Stripe
2.9% + $0.30
PayPal
3.5% + $0.49
Wise
N/A
International Payment Fee
Blaze
0.5%
Stripe
3.9% + $0.30
PayPal
5.5% + fee
Wise
N/A
Business Account
Blaze
Included
Stripe
No
PayPal
No
Wise
Yes
Business Card
Blaze
Yes (rewards)
Stripe
No
PayPal
No
Wise
Yes (debit)
No Entity Required
Blaze
Yes
Stripe
No (most features)
PayPal
Yes
Wise
No
API & Webhooks
Blaze
Full API
Stripe
Full API
PayPal
Limited
Wise
No
Global-First
Blaze
80+ currencies
Stripe
US-focused
PayPal
US-focused
Wise
Yes
On a $1,000 international payment:
$55
PayPal fee
$39
Stripe fee
$5
Blaze fee
You save $34-50 per transaction.
Trusted by
Independents
I built a SaaS product and used Blaze for payments. The API was so much easier than Stripe, and I'm saving 75% on fees. Game changer for a bootstrapped startup.
Alex Chen
Indie Developer
My clients are in 5 countries. Blaze lets them pay in their currency and I get it instantly in USD with minimal fees. No more PayPal eating 6% of my income.
Maria Garcia
Freelance Designer
I don't have an LLC and didn't want to set one up just for a business account. Blaze gave me everything I needed, account, card, payment links, with zero red tape.
Raj Patel
Digital Nomad Consultant
Frequently Asked
Questions
No! You can sign up as a sole proprietor using your SSN (US) or equivalent (other countries). The Free and Pro tiers don't require a business entity. Premium tier may require an EIN for certain features.
Stripe is great but charges 2.9%+ per transaction and doesn't include banking. Blaze is a full financial operating system: we charge 0.5%, include a business account, give you cards with rewards, and are built global-first. Plus, you can use Blaze without a US entity.
Absolutely! Many Blaze users run side projects, SaaS products, or freelance gigs. Start with the free tier and upgrade if you need more features.
Blaze automatically categorizes your income and expenses. At tax time, export your data to your accountant or tax software. If you're a US user paying contractors, we'll generate 1099s for you (Pro/Premium tiers).
Yes. Blaze accounts are FDIC insured up to $250,000 through our partner bank, Evolve Bank & Trust. We use bank-level encryption and never sell your data.
Yes! We have a full REST API, SDKs in multiple languages, and webhook support. Check our API docs for code examples. API access is included in Pro and Premium tiers.
You can accept payments in 80+ currencies. Your Blaze account can hold USD, EUR, MXN, and BRL (more coming soon). Clients pay in their local currency and you receive it in yours with minimal conversion fees.
Payment links and invoices settle instantly to your Blaze account. If you transfer funds to an external bank account, it's same-day or next-day depending on the bank.
Ready to Simplify
Your Business Finances?
No LLC required. No credit check. Start free in 2 minutes.
Join 10,000+ solopreneurs building on Blaze